Who we are

Mwananchi Credit Limited is Kenya’s No. 1 provider of Logbook Loans and other related Secured Emergency Loans.

Initially trading as Mwananchi Microlink Ltd from 15th April 2010, it officially changed names to Mwananchi Credit Limited on 10th January 2012.

Our Branches

In case you need any information never hesitate to reach out! Thanks 

Logbook Loans in Kenya

The Kisumu Branch shall be set up soon as the company sets its sights on the Lakeside region. The company plans to set up more branches with the plan to roll out in all counties in Kenya within the next 3 years.

The company’s growth to steadily emerge as Kenya’s most preferred provider of Logbook and Secured Emergency Loans has been due to the company’s willingness to offer attractive interest rates to the risk-based lending model that is employed by the company.

The Risk-based lending mechanism basically means that lower-risk clients are given much lower interest rates that are comparable to the risk they present. This has seen some borrowers, especially corporate entities, qualifying for emergency loans from our base rate of 1.5%.

In a bid to offer the loans at the soonest possible opportunity, Mwananchi Credit offers most of its loans on the SAME DAY BASIS. Some, like cheque discounting take as little as 7 minutes, Logbook Loans (6 hrs), and Title Deed Loans in as little as 2 weeks.
Apply for Logbook Loan

Mwananchi Credit Loan Products

Besides Logbook Loans, Mwananchi Credit also offers an array of other financial solutions including:

This is where we give you loans on your land /property.
Apply for a Title Deed Loan

We buy you a car and you drive today, and you pay later in affordable installments. This is our most affordable loan option at only a 2% interest rate per month! Once purchased, it is structured like a logbook loan.
Apply For Car Financing Loan

If you are importing anything, do not be let your goods to be stuck at the port and accrue punitive demurrage charges. We shall pay for you the charges and you can clear the same with us later.
Apply For Import Financing

Do you have a cheque / either current or post-dated from a reputable institution? We shall offer you cash in under seven (7) minutes. Don’t sit on your cash!
Apply for Cheque Discounting 

Our salary checkoff loan is available to teachers employed by the Teachers Service commission, policemen employed by National Police Service (NPS), health workers employed by the Government (Doctors, Nurses, clinical officers
Apply For Salary Check-off Loans

As an entrepreneur, you need a financial institution that can work with you to enable you to do business. We provide  Cashless Bid bonds, Performance Bonds, Advance Payment Guarantees, LPO Financing among an array of other trade finance facilities at very competitive rates. This is emerging as a key class of our provisions at Mwananchi and we have set up a full department to deal with these. This is because of how important how Trade Finances are key to helping unlock the potentials of SMEs.
Apply For Trade Financing Loans

We have a vibrant Insurance Agency that offers all general and life products in conjunction with leading underwriters in the country. We also, in conjunction with Mwananchi, offer Insurance Premium Financing Services.
Visit Shimin website 

In Summary

Mwananchi Credit ( Logbook Loans) has 7 branches: 3 in Nairobi,( Eco bank Head Office, Eco Bank Trade Centre, Pensions Towers),  Kitengela, Eldoret, Mombasa, Thika and the company has great plans to grow its footprint all over Kenya.

Apply For Loan At Mwanachi Credit LTD

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You can get up to 25 Million Shillings in loans.